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I Was Wondering (eBay/PayPal related)

behemothbehemoth 2,189 Posts
edited June 2010 in Strut Central
why can't PaylPal do real time linking with a persons checking account? like you are ONLY allowed to bid if you have the funds to do so...

all too often the winner of something says "sorry i can't afford it" like dude YOU bid that much...

  Comments

  • Jonny_PaycheckJonny_Paycheck 17,825 Posts
    It wouldn't work because a lot of people use paypal with their credit cards, not their checking accounts.

    I suppose they could set up some tiered system of limits so you could only charge x amount based on your finances and your history with paypal, but my hunch is that privacy laws prevent paypal from getting access to someone's financial situation.
  • behemothbehemoth 2,189 Posts
    Jonny_Paycheck said:
    It wouldn't work because a lot of people use paypal with their credit cards, not their checking accounts.

    I suppose they could set up some tiered system of limits so you could only charge x amount based on your finances and your history with paypal, but my hunch is that privacy laws prevent paypal from getting access to someone's financial situation.

    i guess if someone links it to their credit card the company knows their limit though right?
  • BrianBrian 7,618 Posts
    Giving Paypal more access to your shit has far reaching consequences that greatly outweigh the convenience of weeding out deadbeats.
  • The_NonThe_Non 5,691 Posts
    Plus someone going over their credit card limit ain't my concern.
  • highschemehighscheme 784 Posts
    you have the money or you dont't

    paypal knowing or not doesn't really mean shit
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