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<blockquote> Ah put as much as you can in it you'll at least get what you put in back.... </blockquote><br />Not true at all. If he puts in 100,000 in his own cash over time, directs his investment into the 'aggressive' portion, then the market either goes sideways or declines, his 100,000 in cash will be worth considerably less.<br /><br />I know several old heads from my job who had their 401k accounts cut in half in the declines of a few years ago, forcing a lot of them to cancel their retirement plans.<br /><br />Enron folks who put all their money into their Enron retirement accounts, directed completely into Enron stock, had their accounts wiped the fuck out. Some of those people were worth deep six figures, and are now slanging burgers.
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